According to MyBudget360, only about 17 percent of American households have a family income of more than $118,000 a year, and my husband and I definitely don't fall within that category.
We still struggle with bills. Oh so many bills. My student loan repayment by itself is as of now $237 a month, and it will increase by 20 percent every two years for the next 10 years. Add this on top of car insurance (for two cars), a mortgage payment, utilities and a rambunctious six-year-old who likes playing every sport imaginable, and you've got a family who doesn't exactly have a huge emergency fund, much less money saved up for vacations.
But nonetheless, we manage, and we manage according to our priorities (thanks to credit cards....ssshhhh, don't tell anyone). We have our son involved in many sports, my husband goes golfing on a weekly basis and I tend to fulfill my needs....scratch that... my wants, including cosmetic procedures and buying lots of extremely-wanted electronic devices.
Another way that we spend our money is by going on family vacations. Take for instance our last family adventure at JellyStone Park. It was more fun than we could have imagined. Still yet, there are many places that I would like to visit with my little family.
Here's a quick overview of two places we would like to visit, and I'm sure your family would have a great time vacationing at these spots as well. Both of these places are spots that I've already been too, but would love to visit again. And more importantly, both of these places are very affordable in terms of taking a week-long vacation. A family of four should be able to fly to these destinations, stay at a 4-star hotel, eat and visit nearby attractions for well under $2,000.
St. Paul, Minnesota
We went to St. Paul back in 2009. I've been to St. Paul probably more than 10 times to visit my aunt, but 2009 was the first time we took a family trip to the area. Our little Lucas was only a few months old, so he doesn't remember anything, but my husband and I most certainly do. We visited the Mall of America, several snow tubing sites and my husband even went ice fishing with my uncle. When we go back, I know that Lucas will love going snow tubing, and I'm sure he'll love hitting up the frozen lakes to go ice fishing.
The last time that I went to Pensacola was in 2008, just a mere week before my son was born. I made the trip with my cousin and her 5-year-old daughter, along with her son who she had just given birth to. We had an absolute blast. We found a family-friendly beach in Fort Walton, just about 20 minutes from our hotel in Pensacola. The area included a net in which the kids couldn't swim past, and it was most definitely the best family area that I've ever came across on any beach that I've ever visited. There were even pavilions and grilling areas, as well as many restaurants within walking distance, that made this beach a must-visit-again hotspot on my family vacation list.
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